There was a time when people thought that credit cards were a luxury, but now they have become an indispensable part of our lives. Credit cards have truly become a necessity as they can be used at almost all places, whether it is online shopping, travel booking, hotel booking or paying your bills. Recently, financial institutions came up with an innovative idea of instant credit cards wherein after your credit card is approved by the issuer, you are provided with an e-card or a digital credit card.
This virtual credit card can be used for all your online transactions without waiting for the real plastic card to arrive. Now you can easily get instant credit cards, which are in huge demand, as they are user-friendly, secure and require no time to get approved.
The use of instant credit cards in the age of globalization is not just a smart decision, but it has become a way of life. You can easily carry out all your professional and personal transactions, ranging from shopping, travel bookings and monthly bill payments using instant credit cards.
If you are wondering about which credit card to choose, the Bajaj Finserv RBL Bank SuperCard is the best choice, as it is the perfect solution to all your financial requirements. The most sought-after feature of this credit card is its instant approval facility, where you just need to submit the online application form along with some basic documents. If you fulfil all the eligibility criteria, your credit card gets approved instantly. You are provided with a digital credit card that you can use for online transactions.
You would be amazed to know that as per your available credit limit, this SuperCard can also be also used to get an instant personal loan for 90 days at zero processing fee and a nominal interest rate of 1.16% per month. This credit card can also be used to withdraw interest-free cash from ATMs for a period of 50 days. Fully loaded with all the features of a regular credit card, it offers exclusive benefits such as reward points as you spend on the go.
If you are planning to get a credit card, you can avoid the struggle of visiting your bank by applying online for an instant credit card. Here are some exceptional reasons to choose instant credit cards:
1) Easy & Immediate Approval for Online Use: Once your credit card gets approved, you get access to your virtual credit card details like card number, expiry date and CVV, which can be used on all online platforms. The application process is a simple, 2 step process and requires only basic documents.
2) Safe & Secure to Use: A virtual credit card has enhanced security features to carry out online transactions. You can keep the card details on your smartphone and access it to complete transactions from any place without any inconvenience.
3) Exciting Offers and Credit Card Reward points: Just like the regular credit card, you can get exciting cashback and discount offers on various travel, shopping, dining and entertainment spendings. Also, when you cross an annual expenditure limit, you are awarded additional credit card reward points which can be redeemed against flight bookings and online shopping.
4) Least Physical Interaction Required: To apply for instant credit cards, you don’t have to visit your bank as you can get immediate approval via an online application. Also, these credit cards have embedded contactless technology to facilitate quick and secure payments at all retail outlets.
5) Facilitate Boundaryless Usage: You can easily carry out virtual transactions from any location at any point in time, without the requirement of any physical credit card by using online platforms and e-wallets.
6) Updated & Organized Expenditure Tracking: You can keep track of all your expenses through regular statements. Also, the reminder feature helps you in clearing your outstanding payments on time, so that you don’t have to pay any late fees or other miscellaneous charges.